Financial Wellness Smart Money Works Harder! It’s a fact: 70% of Americans are living paycheck to paycheck*. Sadly, 24% of their take-home pay is going straight toward consumer debt**. It’s no wonder employees are stressed out and that retirement contributions are low. Dave Ramsey’s SmartDollar teaches participants to proactively take control of their money. It provides a combination of clear direction and motivating content that has helped millions of people improve their ability to budget, pay down debt, save, and invest for the future. SmartDollar is simple to understand and easy to use! With the right information and effective tools, participants learn that saving for retirement should come from the top line, not the bottom.Featured Topics include:SavingBudgetingDebtInvestingCollegeHousesInsuranceRetirement Employee Experience:Step-by-Step PlanRobust ContentEasy-to-Use Budget Tool Employer Experience:Turnkey PromotionComprehensive ReportingDedicated SupportThe average participation rate in SmartDollar in the first month is 15-18%, but that’s just the beginning. SmartDollar has seen an average participation rate of 29% only nine months into the program.Dave Ramsey's SmartDollar program is not affiliated with LPL Financial. - *CNN Money 2013, ** US Census Bureau et. al 2014 Contact Us Name Email Address Phone Question Thank you! Oops!