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Retirement Plans


Our roadmap, to manage our client's retirement plans successfully, is to take a process-oriented approach by first seeking to understand our clients. This is the foundation and key to designing a customized plan to meet their overall needs and goals. We at Financial Design Agency of Ohio review current retirement benefits, deferral percentages, average account balances and employee participation, identify cost drivers, and implement a strategic plan. Using our talented staff, we are able to effectively maintain and manage client accounts from year to year. 



Retirement Plans

There are numerous choices when selecting the best retirement plan for your business.

  • SEP IRA
  • Simple IRA
  • 401(k)
  • 403(b)
  • 457 Profit-Sharing Plan
  • Cash Balance
  • Non-Qualified Deferred Compensation NQDC)
  • Employee Stock Ownership Plan (ESOP)

Bringing A Valuable Fiduciary Solution to Our Clients

Financial Design Agency knows that expertise and experience drive results. The AIF Designation allows us to provide investment advice services as a 3(21) fiduciary on a non-discretionary basis. As a 3(38) investment manager, approved advisors have the ability to engage with a plan client to take discretion to manage the fund lineup. Financial Design Agency also has the ability to partner with a 3(16) Fiduciary to provide all of your administrative needs.


Fiduciary Services

Prepare You For Success

We believe our process is a solution for retirement plan business, because it provides fee transparency under Rule 408(b)(2) and the ability to provide fiduciary services for the plan's investments. We can show our value through ongoing investment recommendations and monitoring, including 404(c) and Qualified Default Investment Alternative assistance. We can also provide a broad array of consulting services, including:

  • Investment Policy Statement 
  • Service Provider Liaison
  • Ongoing Investment Monitoring
  • Performance Reports
  • Ongoing Investment Recommendations
  • Education Services to Plan Committee
  • Participant Enrollment
  • Assistance with Changes in Investment Options
  • 404(c) Assistance - Identify broad range of investments regularly
  • Qualified Default Investment Alternative Assistance
  • Plan Search Support/Vendor Analysis
  • Benchmarking Services
  • Assistance Identifying Plan Fees


Participant Experience

  • Plan Education Meetings
  • Enrollments
  • One-on-One Meetings
  • Employee Seminars
  • Monthly Newsletter
  • Financial Wellness Program